[FINERACT-1888] Full chargeback is not allowed if loan is overpaid

• Type: Bug
• Status: Resolved
• Priority: Major
• Resolution: Fixed
• Fix Version/s: 1.9.0
• Labels: PepperSoup
• Assignee: Unassigned
• Reporter: Mihaly Dallos
• Created: 08/Feb/23 13:53
• Updated: 07/Jan/24 10:53
• Resolved: 28/Jul/23 14:08

Description

Use case

for an overpaid loan account, the system doesn't allow to create a chargeback transaction.
The meanwhile accounting has to be adjusted too.

Steps To Reproduce

1. create a loan account with 1,000 disbursement amount
2. make Repayment-1 of 500 amount
3. make repayment-2 of 300 amount
4. make repayment-3 of 300 amount
5. Try making the chargeback for 300
   The system will not allow doing a chargeback of 300 as 100 went to overpaid portion and 200 went to the principal portion

Acceptance criteria

1. user should be able to do a chargeback of the total repayment amount
2. Overpaid allocated portion amount should be marked as paid in the chargeback transaction both in the repayment schedule and transaction
   1. For ex: in the above case
   2. chargeback total amount: 300
   3. total paid: 100 (overpaid portion)
   4. outstanding: 200
3. Loan status should be changed from overapid to active state
4. accounting accomodates the new breakdown.

Issue Links

• is a child of: FINERACT-1874 Release Apache Fineract 1.9.0
• links to: GitHub Pull Request #2972
• links to: GitHub Pull Request #3099
• links to: GitHub Pull Request #3100