Overdue charges applied on the existing loans will get updated when the charge product is modified.
The requirement is not to change the overdue config which is already attached to a loan account.
1. Loan A created with an overdue charge of 2%
2. change the charge from 2% to 5% at the charge product level
3. New charge of 5% will be applied to Loan A
The new charge of 5% should not be applied to Loan A.