A client may be a guarantor of a loan, but its so hard to know that and even its hard to know the history for which the client has been a loan guarantor.
Even its hard to know the OnHoldFunds amount on spot, so to solve this add another view to include all accounts to which each client is related. Those accounts whose status are closed can be hidden and only shown when the button "View Closed Accounts" is
See attachment for elaborate illustration.
Refer screenshots in the following front end changes.